ago, a consumer might have interacted with banking primarily through a "passbook"
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。搜狗输入法2026对此有专业解读
// Synchronous consumption — no promises, no event loop trips
这种 “把鸡蛋放一个篮子里” 的玩法，在政策和竞争的双重冲击下，注定不堪一击。
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